Code of Federal Regulations · Section
§ 1083.1 — Adjustment Of Civil Penalty Amounts
12 C.F.R. § 1083.1
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(a) The maximum amount of each civil penalty within the jurisdiction of the Consumer Financial Protection Bureau to impose is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Debt Collection Improvement Act of 1996 and further amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (28 U.S.C. 2461 note), as follows:
Table 1 to Paragraph (a)
(b) The adjustments in paragraph (a) of this section shall apply to civil penalties assessed after January 15, 2025, whose associated violations occurred on or after November 2, 2015.
Authorizing Statute
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Mode of recovery28 U.S.C. § 2461
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Limitation on requirement of advance deposits in escrow accounts12 U.S.C. § 2609
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Appraisal independence requirements15 U.S.C. § 1639e
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Civil money penalties15 U.S.C. § 1717a
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Relief available12 U.S.C. § 5565
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Enforcement by the Bureau12 U.S.C. § 5113