United States Code · Section

§ 2901 — Congressional Findings And Statement Of Purpose

12 U.S.C. § 2901

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(a) The Congress finds that— (1) regulated financial institutions are required by law to demonstrate that their deposit facilities serve the convenience and needs of the communities in which they are chartered to do business; (2) the convenience and needs of communities include the need for credit services as well as deposit services; and (3) regulated financial institutions have continuing and affirmative obligation to help meet the credit needs of the local communities in which they are chartered. (b) It is the purpose of this chapter to require each appropriate Federal financial supervisory agency to use its authority when examining financial institutions, to encourage such institutions to help meet the credit needs of the local communities in which they are chartered consistent with the safe and sound operation of such institutions.

12 U.S.C. § 2902

Implementing Regulations

§ 75.10 Prohibition on acquiring or retaining an ownership interest in and having certain relationships with a covered fund.
17 C.F.R. § 75.10
§ 5.3 Definitions.
12 C.F.R. § 5.3
§ 255.10 Prohibition on acquiring or retaining an ownership interest in and having certain relationships with a covered fund.
17 C.F.R. § 255.10
§ 25.11 Authority, purposes, and scope.
12 C.F.R. § 25.11
§ 44.10 Prohibition on acquiring or retaining an ownership interest in and having certain relationships with a covered fund.
12 C.F.R. § 44.10
§ 35.1 Purpose and scope of this part.
12 C.F.R. § 35.1
§ 208.75 What happens if the state member bank or any of its insured depository institution affiliates receives less than a “satisfactory” CRA rating?
12 C.F.R. § 208.75
§ 207.1 Purpose and scope of this part.
12 C.F.R. § 207.1
§ 208.7 Prohibition against use of interstate branches primarily for deposit production.
12 C.F.R. § 208.7
§ 207.2 Definition of covered agreement.
12 C.F.R. § 207.2
§ 208.6 Establishment and maintenance of branches.
12 C.F.R. § 208.6
§ 228.11 Authority, purposes, and scope.
12 C.F.R. § 228.11
§ 238.15 Factors considered in acting on applications.
12 C.F.R. § 238.15
§ 225.13 Factors considered in acting on bank acquisition proposals.
12 C.F.R. § 225.13
§ 248.10 Prohibition on acquiring or retaining an ownership interest in and having certain relationships with a covered fund.
12 C.F.R. § 248.10
§ 303.2 Definitions.
12 C.F.R. § 303.2
§ 346.2 Definition of covered agreement.
12 C.F.R. § 346.2
§ 351.10 Prohibition on acquiring or retaining an ownership interest in and having certain relationships with a covered fund.
12 C.F.R. § 351.10
§ 345.11 Authority, purposes, and scope.
12 C.F.R. § 345.11
§ 362.16 Purpose and scope.
12 C.F.R. § 362.16
§ 369.4 Credit needs determination.
12 C.F.R. § 369.4
§ 346.1 Purpose and scope of this part.
12 C.F.R. § 346.1
§ 1003.4 Compilation of reportable data.
12 C.F.R. § 1003.4
§ 1263.1 Definitions.
12 C.F.R. § 1263.1
§ 1290.1 Definitions.
12 C.F.R. § 1290.1
§ 1808.620 Investments in Guaranteed Bonds ineligible for Community Reinvestment Act Purposes.
12 C.F.R. § 1808.620